Swift Homes from the start explained how the process worked and they exceeded our expectations. Our contact person was Peter Kirie and right away walked us through all our questions and made this process such a good experience. I would highly recommend to anyone looking to sell their home quickly and without all the hassles of conventional real estate process to call Swift Homes. They are very professional and do what they say they will do.
Peter was professional, efficient and made the entire process easy. When I had a question, he responded quickly. He reached out and kept me in the loop each step of the way Thanks for making the process easy. Plus we did everything from three different states.
I am happy that I chose to sell my home to Swift Homes. They offered me a fair price for my home. Customer service was outstanding! I was pleased with the timely responses, respect and no pressure approach from all of the employees that communicated with me. The majority of my communications were with Peter Kiere. I would give Peter a 10 plus rating!
Great smooth experience.. Peter was very professional and answered all my calls and questions.
Wow, talk about making a difficult situation far less stressful! I was staying with my father, dealing with his questionable health, and needed to relocate to his home. Due to the distance I needed to sell my house for cash and not have to handle going thru a realtor or deal with showings. After a search online I was paired up with Swift Homes. I received a generous offer and accepted it.
Great experience! Since my mother is nervous about speaking to people, I acted as her liaison. Peter was my contact and he was so patient and professional. She never felt pressured or scared to do business with Swift Homes. In fact, she only reason she thought of selling her home was because their offer for her house was so great.
Tell us about your home.
Answer a few quick questions and we’ll prepare your offer.
Receive your free offer.
Sell your home as-is, with no need to worry about repairs.
Schedule your home inspection.
Once the offer’s accepted, our team schedules and pays for your inspection.
Close and get your cash.
Pick your closing date — close within a few weeks or a few months.
Anyone that has purchased a home in Birmingham or elsewhere in Alabama understands how expensive a proposition it can be. While some buyers pay for their properties in cash or choose from a range of unconventional options, a majority take out home loans, also known as mortgages. Common mortgage types include 15-year-fixed-rate, 30-year-fixed-rate, and adjustable-rate.
While some Birmingham homeowners stick with their initial mortgage for the duration, others seek to make a change through a process known as refinancing. In a general sense, refinancing a mortgage involves swapping your present loan for one that is more advantageous. There are a number of reasons why property owners choose to refinance. Some desire to change the type of mortgage they have to better suit their needs. Others seek to reduce the length of their loans, or capitalize on the home equity that they’ve accrued over time. While all of these are valid reasons to refinance, many do so because they want to obtain a lower interest rate and reduced payment amounts.
Selling Your House in Birmingham Post Refinance
There are times when homeowners will choose to sell their properties even after going through the refinancing process. It is important to keep in mind that even though refinancing can save you money in the long run, there are a number of refinance-specific closing costs that you must pay. That being said, you may want to take advantage of a seller-friendly real estate market if you believe that the benefit gained from selling will outweigh the expenses from refinancing. If you’re wondering how soon after refinancing can I sell my Birmingham home, the answer is fairly simple. Other than situations where your refinanced mortgage specifies that you must remain in the home for a set timeframe, you can sell your home at any time you’d like post refinance.
If you’re aiming to sell your house after getting a new mortgage, a fundamental question is what method to choose. While working with a real estate agent may be an appealing option, don’t forget that there are commission fees associated that can eat into your net profit as well as the potential for repair costs to make the property listing-ready. This can be even more problematic if you’ve just refinanced, as you’ll have those closing costs to contend with as well. You could also try to sell the house yourself, but that is often a time and money-consuming prospect as well. With either of these methods, there is also no guarantee that your property will end up finding the right buyer.
Sell Your Birmingham Home After Mortgage Refinancing
At Swift Homes, we provide a highly-advantageous third option if you want to sell your home in Birmingham after mortgage refinancing. Our company works in many home markets across the country, and has facilitated the sale of more than 5,000 properties. With our streamlined, hassle-free process, we’re able to close transactions quickly (generally within a few weeks or a few months). Our internal rental fund, in combination with other funding partners, enables us to provide the best cash offers that you can truly depend on.
Another tremendous benefit of working with Swift Homes is that we work on deals with houses in as-is condition. Whereas with conventional means of selling a home you may need to spend a lot of money on repair and maintenance work to make the property as enticing as possible, this is not the case with us. Rather, the only time you’ll need to pay for repairs (in the form of a repair credit deducted from the initial offer), is if our third party home inspection determines that excessive repair work is required. Even so, you can always choose to make the repairs yourself to negate the need for the credit, or cancel the deal entirely. Control is in your hands.
Refinanced Home Sales in Birmingham Made Easy – Swift Homes
On top of the aforementioned advantages of working with Swift Homes, we also do not charge any fees for our services. You may need to pay reimbursement costs that are due to the purchaser at closing, but our company does not charge the commission fees that realtors do. Swift Homes will even pay a number of customary closing costs, including Deed Preparation/Attorney Fees, Recording Fees, Notary Fees, and Title Search. All of this saves you money as you manage the costs stemming from refinancing. If you want to sell your Birmingham home soon after refinancing fast and for top cash value, there’s no better choice than Swift Homes. Request your cash offer online today, or call (877) 861-2466.